The Law Offices of Frank R. Cruz announces an investigation of PennyMac Financial Services, Inc. (“PennyMac” or the “Company”) (NYSE: PFSI) on behalf of investors concerning the Company’s possible violations of federal securities laws.

What Is The Investigation About?
On January 29, 2026, PennyMac released its fourth quarter and full year 2025 financial results. Among other things, the Company reported revenue of $538.01 million, which missed consensus by $83.02 million, and earnings per share of  $1.96, which missed consensus estimates by $1.27. The Company also reported an only a 10% return on equity (“ROE”), missing its previous guidance of a high-teens to low 20s ROE.

In an earnings call the same day, the Company’s CEO, David Spector, attributed results to a high level of “runoff” in the Company’s Mortgage Servicing Rights portfolio, which the Company would normally “expect production income to act as a natural hedge” against.

On this news, PennyMac’s stock price fell $49.78, or 33.25%, to close at $99.92 per share on January 30, 2026, thereby injuring investors.